We have great
technical expertise
and IT know-how


Ready for the future

Banks, insurance companies and finance departments of industrial companies are among the most important client groups for which targens works daily.

We offer our extensive experience and competency for our customers. With our more than 30 years of experience in advising banks and developing products in the areas of compliance, digital finance and artificial intelligence, we create tailored concepts based on state-of-the-art technologies and solutions. Products, solutions and specialist consultancy go hand in hand with us.

This package helps our customers to face the challenges of tomorrow: New regulatory requirements and legal directives put companies in a tight spot. Compliance topics combined with financial crime, such as money laundering, as well as sanctions and embargo make it necessary to adjust processes permanently. Furthermore, the digitalization changes the interactions with customers and puts processes within organizations to the test.

There is a constant need for action in the financial industry.

Business fields


We are the technical and application architects for bank management, trading and regulatory compliance. With a holistic view of banking and financial processes, we develop an integrated financial architecture founded on a uniform data basis using established modelling approaches. This ensures efficient and sustainable implementation at minimal operating costs. In the fields of Banking Business Consultancy and Banking Technology Consultancy we create functional trading and settlement solutions. This enables our clients to address current and future problems in a targeted and time-efficient manner. Our Competence Centes in the fields of IFA/data logistics, reporting, trade regulation, project management, application support and ESG offer clients rigorous technical consultancy and thus give them a head start in the market.

Business fields


Smart Compliance identifies risks and generates opportunities. With intelligent compliance software solutions and services as well as professional consulting, we support companies in the fields of Finance and Non-Finance  in their fight against money laundering, financial fraud and terrorist financing. The SMARAGD Compliance Suite forms the backbone for futuristic compliance solutions for financial institutions, international groups and medium-scaled companies. Modern methods powered by artificial intelligence make the portfolio cutting-edge at the highest technological level. Technologies: With new technologies such as artificial intelligence and business intelligence we optimize your business processes – exactly as you desire and taking into account all organizational, technical and regulatory requirements.

Business fields

Digital Innovation

We see ourselves as a value creators for the digital world of tomorrow. In this role, we leverage disruptive technologies in the fields of Payments and Identity such as DLT, blockchain and API. They are all fed into our products mySaveID, DLT2Pay, Smart Communication Platform and IAC. This enables us to support companies in making their businesses and business models more future-proof with digital methods. Artificial intelligence (AI) is also an important component of our product offering in our department for Intelligent Solutions. We use various AI technologies in our solutions. Conversational AI is an innovative speech recognition technology with Natural Language Processing, Automatic Speech Recognition (ASR) and Natural Language Understanding (NLU) for digital assistants. Predictive & Prescriptive Analytics monitor production operations and detect fraud by identifying patterns, forecasting and recommending actions to meet trends. Explainable AI – XAI includes methods and technologies that make the AI activities more transparent and clearly explainable.

About targens GmbH: As an expert consultancy for banking, compliance and digital innovation, targens is the leading provider of consulting and software solutions. Based in Germany and Switzerland, the company has 30 years of experience in the development of internationally proven compliance services for financial institutions with futuristic and disruptive technologies. Using artificial intelligence and blockchain technology to create innovative products that provide the highest possible value to our clients. With its consulting portfolio, targens supports clients in their banking and corporate management, trading activities and the safeguarding of business processes.

We are at your side: with around 280 employees in Stuttgart, Frankfurt am Main, Munich, Schwanden (CH) and Vienna (AT)

You can find targens in Stuttgart, Frankfurt am Main, Munich, Schwanden (CH) and Vienna (AT).

Our Management Team

Dr. Lars A. Ludwig


Dr Lars A. Ludwig has a degree in physics and a doctorate in business informatics through artificial intelligence and is a graduate of the Advanced Management Program at Harvard Business School. He has many years of expertise in information technology for financial service providers. He has also gained consultancy experience at the leading international management consultancy Droege & Comp. As CIO of the private bank Donner & Reuschel, Dr Ludwig successfully integrated the complex IT landscapes of two banks. He won CIO of the Year award for this achievement.Dr Ludwig was Managing Director at the EOS Group, an international financial services provider, where he was responsible for the digital transformation of the core cash collection system. Most recently, he was Managing Director and CTO of Serrala Group, a global leader in payment solutions. Dr Ludwig has been chairman of the executive board of targens since October 2019.

Dr. Steffen Gutjahr

Member of the Management Team

Dr Steffen Gutjahr is a member of the management team at targens. Prior to that, he was Division Manager of the Compliance Solutions Business Center for almost 10 years, managing 80 employees with revenue and profit responsibility. His work focuses on software development, consultancy, product management, sales and marketing. He is interested in Machine Learning and AI topics and their application in the financial industry. Dr Steffen Gutjahr studied financial mathematics in Karlsruhe and received his doctorate in computer science specialising in machine learning. He gained professional experience at various consultancy firms in Frankfurt and as a project manager in overall bank administration at LBBW.

Christian Otto

Member of the Management Team

Christian Otto is a member of the management team at targens. After graduating from high school, he studied business administration at the Ludwig Maximilian University in Munich. Even during his studies he worked for various companies in commercial capacity. After graduating, his professional career led him over many years into consultancy (in particular KPMG and CGI) and banking IT (apoBank). He has held various positions at targens since 2011. He was Director Solution Management Consultancy, Director Consultancy Third Party Clients in Germany and Division Manager Consultancy. His focus is on combining banking expertise with IT, especially in the context of bank administration and integrated financial architecture.

targens Suisse SA

Evangelos Aneziris


Evangelos Aneziris is Managing Director of targens Suisse SA. He was born in 1966 in Athens, Greece, where he attended primary and secondary school. After studying physics and music, he worked as a systems programmer in various IT companies. Since 1997, he has worked in banking IT in various roles and positions. He focuses on capital markets, risk management and structured finance. At targens, he has held various positions. For example, he has headed the Trading & Financial Markets division. Most recently, he has been responsible for Product and Service Sales.

Ruedi Becker

Member of the Management Team

Ruedi Becker joined targens GmbH in autumn 2020 and became Chief Operating Officer at targens Suisse SA in February 2021. In his position, he is responsible for the day-to-day business at the Schwanden location. In servicing new and existing clients in Switzerland and Liechtenstein, Becker combines comprehensive financial know-how with internationally-proven compliance services for financial institutions and new disruptive technologies from the targens portfolio. Thanks to his many years as a member of the executive board of the Swiss National Bank, he has in-depth knowledge of the Swiss financial sector. He is a graduate electrical engineer (HSR Hochschule für Technik Rapperswil) and industrial engineer (Hochschule für Technik und Wirtschaft HTW Chur) and also holds an Executive Master of Business Administrator, FHO, from the Hochschule für Technik und Wirtschaft HTW Chur.

Martin Landolt

Administrative Council

Martin Landolt, a member of the National Council, brings excellent connections in both politics and the financial sector. Martin Landolt has been a member of the National Council since 2009 and was party president of the BDP Switzerland until the end of 2020. Since 1998, he has also been a cantonal councillor in the canton of Glarus. He worked in banking for around 30 years (Glarner Kantonalbank, Swisscanto, Bank Vontobel and UBS).