We have great
technical expertise
and IT know-how


Ready for the future

Banks, insurance companies and finance departments of industrial companies are among the most important client groups for which targens works daily.

We offer our extensive experience and competency for our customers. With our more than 30 years of experience in advising banks and developing products in the areas of compliance, digital finance and artificial intelligence, we create tailored concepts based on state-of-the-art technologies and solutions. Products, solutions and specialist consultancy go hand in hand with us.

This package helps our customers to face the challenges of tomorrow: New regulatory requirements and legal directives put companies in a tight spot. Compliance topics combined with financial crime, such as money laundering, as well as sanctions and embargo make it necessary to adjust processes permanently. Furthermore, the digitalization changes the interactions with customers and puts processes within organizations to the test.

There is a constant need for action in the financial industry.

Business fields


We are the technical and application architects for bank management, trading and regulatory compliance. With a holistic view of banking and financial processes, we develop an integrated financial architecture founded on a uniform data basis using established modelling approaches. This ensures efficient and sustainable implementation at minimal operating costs. In the fields of Banking Business Consultancy and Banking Technology Consultancy we create functional trading and settlement solutions. This enables our clients to address current and future problems in a targeted and time-efficient manner. Our Competence Centes in the fields of IFA/data logistics, reporting, trade regulation, project management, application support and ESG offer clients rigorous technical consultancy and thus give them a head start in the market.

Business fields


Smart Compliance identifies risks and generates opportunities. With intelligent compliance software solutions and services as well as professional consulting, we support companies in the fields of Finance and Corporates in their fight against money laundering, financial fraud and terrorist financing. The SMARAGD Compliance Suite forms the backbone for futuristic compliance solutions for financial institutions, international groups and medium-scaled companies. Modern methods powered by artificial intelligence make the portfolio cutting-edge at the highest technological level. Technologies: With new technologies such as artificial intelligence and business intelligence we optimize your business processes – exactly as you desire and taking into account all organizational, technical and regulatory requirements.

Business fields

Digital Innovation

We see ourselves as a value creators for the digital world of tomorrow. In this role, we leverage disruptive technologies in the fields of Payments and Identity such as DLT, blockchain and API. They are all fed into our products mySaveID, DLT2Pay, Smart Communication Platform and IAC. This enables us to support companies in making their businesses and business models more future-proof with digital methods.

In the department of Intelligent Solutions targens supports customers to digitize their business processes and optimize it by Artificial Intelligence (AI). targens AI enables to use the full potential of all company data as well as to establish an agile, data-driven, transparent decision-making with Data Analytics methods such as Data Mining, Predictive Analytics and Deep Learning.

About targens GmbH: As an expert consultancy for banking, compliance and digital innovation, targens is the leading provider of consulting and software solutions. Based in Germany, Austria and Switzerland, the company has 30 years of experience in the development of internationally proven compliance services for financial institutions with futuristic and disruptive technologies. Using artificial intelligence and blockchain technology to create innovative products that provide the highest possible value to our clients. With its consulting portfolio, targens supports clients in their banking and corporate management, trading activities and the safeguarding of business processes.

We are at your side: with around 280 employees in Stuttgart, Frankfurt am Main, Munich, Schwanden (CH) and Vienna (AT)

You can find targens in Stuttgart, Frankfurt am Main, Munich, Schwanden (CH) and Vienna (AT).

Our Management Team

Dr. Lars A. Ludwig


Dr. Lars A. Ludwig is the Chief Executive Officer of targens and responsible for the fields of strategy, finance, sales and marketing as well as the targens Suisse SA. He possesses long-standing expertise in the IT for financial service providers and sound consultancy experience in the top management-consulting firm Droege & Comp. As CIO for the private bank Donner & Reuschel he has integrated the complex IT landscapes of two banking houses. He was CEO with the EOS group where he was responsible for the digital transformation of the core collections system. Recently, Dr. Lars A. Ludwig was CEO and CTO of Serrala Goup. He has a master’s degree in Physics, obtained a PhD in business informatics on the topic of artificial intelligence and is a graduate of the Advanced Management Program of the Harvard Business School.

Dr. Steffen Gutjahr

Member of the Management Team

Dr. Steffen Gutjahr is a member of the management team at targens. Essential focusses of his work are software development, consultancy, product management, sales and marketing. He is interested in machine learning and AI topics as well as their applications in the financial sector. He has gained professional experience among others with various consultancy firms in Frankfurt and as project manager for the overall bank management with LBBW. Recently, Dr. Steffen Gutjahr was Head of the Business Unit Compliance Solutions for 10 years and thus responsible for around 80 employees where he was also in charge of revenue and profits. He has a degree in business informatics from Karlsruhe University and a PhD in Informatics specialized in Machine Learning.

Christian Otto

Member of the Management Team

Christian Otto is a member of the management team with targens. His focus is on the relationship between specialist bank processing expertise and IT, especially in the context of bank management and integrated financial architecture. Since 2011, he has held various positions with targens. He was Director for solution management, Director for consultancy of third-party customers in Germany and Head of the consultancy unit. After his school graduation he obtained a master`s degree as economist at Munich University. During his time in college, he worked for several companies in their business departments. After his college graduation, his career lead him into long-standing positions in consultancy (e.g. KPMG and CGI) as well as Banking IT (apoBank).

targens Suisse SA

Evangelos Aneziris


Evangelos Aneziris is Managing Director of targens Suisse SA. Since 1997, he has been dealing in different positions and functions with the information technology in banks. He has actively proven as an expert in his career when it comes to questions on specialist architecture of banks and complex projects that he was the guiding force in. His focus is on the topics of the capital market, the risk management and of structured financing. His strong instinct for the requirements of the market allows him to successfully market the products and services of targens in Switzerland and Liechtenstein. He already worked for targens in various positions. He was the head of the department for trading and financial markets. Recently, he was responsible for the sales of products and services. After his degree in physics and music, he worked as a system programmer in various IT companies.

Ruedi Becker

Member of the Management Team

Ruedi Becker joined targens GmbH in the fall of 2020 and became Chief Operating Officer at targens Suisse SA in February 2021. In his position, he is responsible for the day-to-day business at the Schwanden location. In servicing new and existing clients in Switzerland and Liechtenstein, Becker combines comprehensive financial expertise with internationally proven compliance services for financial institutes and new disruptive technologies from the targens portfolio. Thanks to his many years as a member of the executive board of the Swiss National Bank, he has in-depth knowledge of the Swiss financial sector. He is a graduate electrical engineer (HSR Hochschule für Technik Rapperswil) and industrial engineer (Hochschule für Technik und Wirtschaft HTW Chur) and holds an Executive Master of Business Administrator, FHO, from the Hochschule für Technik und Wirtschaft HTW Chur.

Martin Landolt

Administrative Council

Martin Landolt is in the Administrative Council of targens Suisse SA. He worked in the banking business for around 30 years (Glarner Kantonalbank, Swisscanto, Bank Vontobel und UBS), in the investment business as well as in the fields of marketing and sales. From 2010 until 2013, he was responsible for the connection between politics and financial center as Senior Political Advisor with UBS. He is part of a great network in Switzerland and Liechtenstein. Martin Landolt has been a member of the Swiss National Assembly since 2009 and was president of BDP Swiss Party until late 2020. Since 1998 he has been cantonal councilor in Glarus. A personality with excellent connections in politics and the financial sector has taken a seat in the targens Suisse SA. He obtained a degree as Swiss Business Economist HWV.