We have great
technical expertise
and IT know-how


Ready for the future

Banks, insurance companies and finance departments of industrial companies are among the most important client groups for which targens works daily.

We offer our extensive experience and competency for our customers. With our more than 30 years of experience in advising banks and developing products in the areas of compliance, digital finance and artificial intelligence, we create tailored concepts based on state-of-the-art technologies and solutions. Products, solutions and specialist consultancy go hand in hand with us.

This package helps our customers to face the challenges of tomorrow: New regulatory requirements and legal directives put companies in a tight spot. Compliance topics combined with financial crime, such as money laundering, as well as sanctions and embargo make it necessary to adjust processes permanently. Furthermore, the digitalization changes the interactions with customers and puts processes within organizations to the test.

There is a constant need for action in the financial industry.

Business fields


We are the technical and application architects for bank management, trading and regulatory compliance. With a holistic view of banking and financial processes, we develop an integrated financial architecture founded on a uniform data basis using established modelling approaches. This ensures efficient and sustainable implementation at minimal operating costs. In the fields of Banking Business Consultancy and Banking Technology Consultancy we create functional trading and settlement solutions. This enables our clients to address current and future problems in a targeted and time-efficient manner. Our Competence Centes in the fields of IFA/data logistics, reporting, trade regulation, project management, application support and ESG offer clients rigorous technical consultancy and thus give them a head start in the market.

Business fields


Smart Compliance identifies risks and generates opportunities. With intelligent compliance software solutions and services as well as professional consulting, we support companies in the fields of Finance and Corporates in their fight against money laundering, financial fraud and terrorist financing. The SMARAGD Compliance Suite forms the backbone for futuristic compliance solutions for financial institutions, international groups and medium-scaled companies. Modern methods powered by artificial intelligence make the portfolio cutting-edge at the highest technological level. Technologies: With new technologies such as artificial intelligence and business intelligence we optimize your business processes – exactly as you desire and taking into account all organizational, technical and regulatory requirements.

Business fields

Digital Innovation

We see ourselves as a value creators for the digital world of tomorrow. In this role, we leverage disruptive technologies in the field of Payments such as DLT, blockchain and API. They are all fed into our products DLT2PAY, Smart Communication Platform and IAC. This enables us to support companies in making their businesses and business models more future-proof with digital methods.

In the department of Intelligent Solutions targens supports customers to digitize their business processes and optimize it by Artificial Intelligence (AI). targens AI enables to use the full potential of all company data as well as to establish an agile, data-driven, transparent decision-making with Data Analytics methods such as Data Mining, Predictive Analytics and Deep Learning.

About targens GmbH: As an expert consultancy for banking, compliance and digital innovation, targens is the leading provider of consulting and software solutions. Based in Germany, Austria and Switzerland, the company has 30 years of experience in the development of internationally proven compliance services for financial institutions with futuristic and disruptive technologies. Using artificial intelligence and blockchain technology to create innovative products that provide the highest possible value to our clients. With its consulting portfolio, targens supports clients in their banking and corporate management, trading activities and the safeguarding of business processes.

We are at your side: with around 280 employees in Stuttgart, Frankfurt am Main, Munich, Schwanden (CH) and Vienna (AT)

You can find targens in Stuttgart, Frankfurt am Main, Munich, Schwanden (CH) and Vienna (AT).

Our Management Team

Dr. Lars A. Ludwig


Dr. Lars A. Ludwig is the Chief Executive Officer of targens and responsible for the fields of strategy, finance, sales and marketing as well as the targens Suisse SA. He possesses long-standing expertise in the IT for financial service providers and sound consultancy experience in the top management-consulting firm Droege & Comp. As CIO for the private bank Donner & Reuschel he has integrated the complex IT landscapes of two banking houses. He was CEO with the EOS group where he was responsible for the digital transformation of the core collections system. Recently, Dr. Lars A. Ludwig was CEO and CTO of Serrala Goup. He has a master’s degree in Physics, obtained a PhD in business informatics on the topic of artificial intelligence and is a graduate of the Advanced Management Program of the Harvard Business School.

Christian Otto

Member of the Management Team

Christian Otto is a member of the management team with targens. His focus is on the relationship between specialist bank processing expertise and IT, especially in the context of bank management and integrated financial architecture. Since 2011, he has held various positions with targens. He was Director for solution management, Director for consultancy of third-party customers in Germany and Head of the consultancy unit. After his school graduation he obtained a master`s degree as economist at Munich University. During his time in college, he worked for several companies in their business departments. After his college graduation, his career lead him into long-standing positions in consultancy (e.g. KPMG and CGI) as well as Banking IT (apoBank).